Summary

NHS Hospital Consultants support the case for private medical insurance. This article explains.

Medical Insurance. NHS Consultants go private!

Author: Michael Challiner

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Law Commission proposals to make insurance claims fairer.: The Law Commission wants to change the law relating to non disclosure of facts on insurance application forms. This article explains what is happening.
Law Commission proposals to make insurance claims fairer.: The Law Commission wants to change the law relating to non disclosure of facts on insurance application forms. This article explains what is happening.
Critical Illness Insurance. Critically important – time to take cover: Tell the whole truth on your application form. Currently one in four of claims are rejected.

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The funding crisis in the National Health Service is so dire that at least 4,000 frontline jobs might be axed say the Royal College of Nursing. "Theres no doubt that there will be an impact on patients", says their spokesperson. "This is not the sort of thing that is going to be resolved by cutting back on chocolate biscuits in the boardroom. The staff that we are looking at losing are not office based, theyre people who are providing frontline services."

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Little surprise therefore, that people in the know are going private fortheir medical care! According to a recent survey by BUPA, 41% of NHS Consultants have protected their medical care by going private. Isnt that a vote of confidence!

The British Medical Association (BMA) feebly argues that the Consultants commitment to private medical cover doesnt demonstrate a lack of confidence in the NHS.

The Deputy Chairman of the BMAs Consultants Committee whispers, "Consultants may also like the anonymity of private care. One of the problems of being treatedin the NHS is that Consultants might find themselves in a bed next to one of their patients" (cheap car insurance). (car insurance cover)

What a joke! Surely, being treated in a bed next to one of their patients would underline their commitment and confidence in the NHS. Their presence in a privateward only serves to emphasize their lack of confidence!

Remember that private medical insurance doesnt provide care if you have an accident - thats still the role of the Accident and Emergency Unit atyour nearest NHS hospital. The overwhelming advantage of going private, is to ensure you get prompt care for planned surgery and medical situations that arise at short notice, in a hospital of your choice. The case of Dr Sarah Burnett makes the point. (mortgages)

Dr Burnett is a Radiology Consultant with 15 years service in the NHS. She chose to take out private medical insurance because she was unhappy with the level of care she saw first hand. "NHS treatment is not a pleasant experience in any way - from the standard of the food, to ward cleanliness and the chance of catching MRSA", she observes.

Last year during a private medical screening, Dr Burnet was diagnosed with multiple small tumours in her breast. The cancer required urgent and specialised surgery. Within hours she saw the consultant surgeon who organised a skin-sparing mastectomy. A few days later she was recovering from the surgery.

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