Travel Insurance for holidays in the UK is a waste of money. Or is it? (Page 2)

Another point struck me. I'd built up a good no claims

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discount on my Home & Contents policy. Not a claim in ten years! If I ( life insurance quotes ) made a holiday related claim I'd lose my discount and that would throw a big saving down the pan. Not a good idea! Even after the discount the annual premium is £310 a year. I jotted down a another note - when my Home & Contents insurance comes up for renewal, see if I could get it cheaper on the Internet.

By now the travel agents' policy at £27.50 for was beginning to look worthwhile after all.

Now my wife says I'm a bit of an old scrooge. So protect the image! I know, ( car insurance quotes ) go back online and check out if the travel agents' policy at £27.50 is competitive.

Not all the web sites I looked at offered me a stand alone travel insurance for a UK holiday but within five minutes I'd found what I wanted - plus a saving of over £10. Great!

Time to study the small print to ensure I had the cover I needed. Yes, apart from the car, all the risks I had noted were insured. The insurance company ( life insurance quotations ) would even pay out £30 if the ferry to Lewis was delayed for up to 12 hours. Any longer and I'd the option to cancel my trip to Lewis and get my money back.

Now what wouldn't the insurance company pay for? I wasn't covered if my holiday was for less than two nights or my hotel was less than 25 miles away ( mortgages ) from home. No problems there. I also had to meet the first £30 of any claim I made. All seemed fair to me.

So the decision was made. Time to enter in my credit card details and with a CLICK I was insured.

Peace of mind again!